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Most consumers can open a basic bank account, subject to the provision of satisfactory identification. Bad credit bank accounts used to be a rarity, but those with County Court Judgements (CCJ's), loan defaults and missed or late payments now have options. A basic bank account allows customers to send and receive money, such as wages and state benefits. Cheque cashing services are no longer essential to deal with short term money problems.

A Bad Credit Rating is No Obstacle

Highstreet banks want business, but they perform credit checks on all potential customers. A bad credit rating will result in a customer being declined for a bank account with overdraft facility. Until the introduction of basic bank accounts, it could prove virtually impossible to get a bad credit bank account. It is also a bank account for undischarged bankrupts.

Pay-in and Withdraw Cash with a Basic Bank Account

Not being able to pay-in money can create money problems for families. Basic bank accounts were primarily introduced to prevent social exclusion and provide those with a bad credit rating or low income somewhere to deposit wages, state benefits and cheques.

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  Bank of Cairo & Moberly company profile in Moberly, MO. Our free company profile report for Bank of Cairo & Moberly includes business information such as contact, sales ...